A virtual bank training platform
Run a bank before you join one.
For finance students, business schools, and bank and corporate teams: make realistic banking decisions at the desks of FinTreasury Bank, a virtual bank on simulated data. Book a deal, get it checked, settle it and prove the number.
- Book the deal
- A checker approves it
- Settle and reconcile
- Prove the number
- Learn it with Owl
Follow one deal through the whole bank
Most courses teach each topic on its own. Here one client deal moves through the bank, so you see how pricing, risk, funding, settlement and accounting depend on each other.
- 01ExposureA client's currency exposure arrives
- 02PriceQuote a two-way price
- 03TradeBook the deal
- 04PositionCarry the open position
- 05HedgeHedge the risk
- 06LiquidityFund it within the day's liquidity
- 07SettlementA second person checks; it settles
- 08P&LBook the profit and loss
- 09AssessmentScored on how you handled it
Who are you?
One TrezCap, one login and one virtual bank. Tell us who you are and TrezCap opens on the screens that suit you. You can change it at any time.
I'm a student (BBA, MBA or B.Com)
I'm preparing for a banking exam (JAIIB or CAIIB)
I work at a bank or have just joined one
I work in a company's finance or treasury team
I work, or plan to work, in a bank or BFSI IT project
I teach or run training
Read more for students · faculty & colleges · training institutes · professionals · banks & corporates · exam takers
Inside the virtual bank
FinTreasury Bank is a virtual bank on simulated data. Four parts of it, each shown on a real screen; the figures are counted from the product.
Treasury desks
Front to back, as in a bank: the dealer books the deal, a different person checks it, then confirmation, settlement, nostro reconciliation and the ledger. Prove this number traces a line of the bank’s books back to its deals.
Treasury →
Core banking
Account opening with KYC and CKYC, photograph and specimen signature, and a second person’s check on every record. Cheque clearing, fixed deposits, loans from application to disbursement, payments, trade finance, and AML alerts through to the suspicious transaction report.
Banking →
Corporate treasury
A company’s cash across its banks, bank statements imported and matched automatically, a payment factory with approvals, and hedging inside the treasury policy.
Corporate treasury →
Academy with Professor Owl
Lessons, voiced Professor Owl classes, practice on the live screens, quizzes and Certificates of Completion, with maps to your exam syllabus.
The courses →Programmes you can take
Each area is a set of TrezCap courses with lessons, Professor Owl classes, quizzes and scored simulations, ending in a Certificate of Completion. The counts are read from the courses.
Treasury & FX dealing
Dealing, money markets, ALM and liquidity, settlement and the treasury’s books.
Trading & capital markets
Securities markets, orders and settlement, fundamental and technical analysis.
Portfolio & fund management
Asset allocation, portfolio theory, mutual funds and NAV, with scored portfolio decisions.
Corporate finance & treasury
Valuation, capital budgeting and working capital, then a company’s cash, payments and hedging on the corporate desks.
Risk management & Basel III
Market, credit, liquidity and operational risk, capital adequacy and the ALCO pack.
Derivatives & international finance
Futures, options, swaps, forward pricing and FX hedging.
Banking & credit
Deposits, loans, credit appraisal, trade finance and branch operations.
Accounting, costing & tax
Double entry to final accounts, costing and budgets, GST and income tax.
FinTech, AI & BFSI IT
Digital payments, AI in finance and banking, and business analysis for bank IT projects.
Risk management and regulatory reporting
Risk Management programme
Market, credit, liquidity and operational risk, and Basel III capital. Risk Management & Basel III: the Basel framework, expected and unexpected loss, standardised RWA, CET1, AT1 and Tier 2, CRAR and buffers, the leverage ratio, SA-CCR and CVA, IRRBB and operational risk capital. Bank Risk Management in Practice: VaR and backtesting, market-risk limits, provisioning and expected credit loss, large exposures, LCR and NSFR, and the ALCO pack. Practised on the Risk & Capital Lab and the bank’s live risk screens, with an FRM Part I exam map.
Risk Management & Basel III → Bank Risk Management in Practice →Regulatory Reporting
RBI returns such as CRR Form A and SLR Form VIII, prepared maker-checker in Return Studio, validated, rejected and resubmitted with a full audit trail, every return cell traced to the ledger and its deals. Plus real enforcement cases on transaction and swap reporting from the UK FCA and the US CFTC, with the EMIR and CFTC regimes explained.
Regulatory Reporting →Governed AI, inside the simulation
AI agents under test
An AI agent prepares a company’s payment batch. The bank’s controls hold the doubtful lines, and you check the agent’s reasons: accept, reject or escalate, with a record of every run. In the Governed AI Bank, AI agents draft the day’s work across the desks and you set their limits, approve them or stop them.
The bank does the maths. The AI explains. A person approves.
AI Finance · Professional Programme
Build your own AI finance and AI banking agents, then design, test, govern and approve them safely inside a virtual bank, before any real money is touched.
More: AI for Finance programme · Build Your Own AI Agent · Trezi · Professor Owl · AI colleagues
Four decisions. Can you make them?
Each one is scored, and you see what your call did. The cases are fictional; the rules are real.
The ₹100 Crore Credit Decision
Decide how much to lend, at what rate and on what covenants. Face the credit committee. Then live with it 12 months later.
You are: credit officer
Time: under 60 minutes (estimated)
The FX Dealing Desk
A client wants to hedge its dollars. Book the forward, take the market move, then decide how much to cover inside the limit.
You are: flow desk dealer
Time: under 60 minutes (estimated)
The Liquidity Crisis Morning
Deposits run off, then a downgrade pulls a credit line. Keep the LCR above the floor without a fire sale.
You are: liquidity manager
Time: under 60 minutes (estimated)
The Governed AI Bank
AI agents draft the day’s work across the desks. You set their limits, approve or stop them, and handle an incident.
You are: AI governance lead
Time: under 60 minutes (estimated)
Your teacher inside TrezCap
Meet Professor Owl
Short voiced classes on real finance topics: Professor Owl teaches, Riya is sure of the wrong answer, Kabir asks why, and you jump in before Owl explains. Learn without a specialist trainer beside you.
- 216 voiced classes with Professor Owl
- Ask Owl a question, or tell Riya she’s wrong
- Every figure is calculated by TrezCap
- Explain in हिंदी: Trezi, Owl’s answers, coaching and debriefs explain in natural Hindi, with finance terms and figures in English
Free shares, more money? Answer before Owl explains.
Watch a free class (no sign-up) →- Professor Owl: Riya, a corporate action is something the company decides that changes its shares, like a bonus issue. He is getting free shares. Is he richer?
- Riya: Of course! He has twice as many shares now, so his holding is worth more. Free money!
- Kabir: If it's free, where does the value come from? Why would a company just give it away?
- Riya: Oh! Nothing new came into the company. It was just cut into more pieces.
- Professor Owl: Spot on, Riya. Tell the customer exactly that.
From the class “Free shares, more money?”. Riya, Kabir and FinTreasury Bank are fictional.
Everything inside the bank
Counted live from the catalogue. Tap a number to see the list.
Show every academy and lab course
- Treasury Academy
- Banking Academy
- Finance & Investment Academy
- Capital Markets Academy
- BFSI Business Analysis & Product Ownership Academy
- Applied AI Academy
- Financial Management & Valuation
- Financial Accounting & Reporting
- Costing & Taxation
- Analytical Methods for Finance
- Derivatives & International Finance
- Risk Management & Basel III
- Bank Risk Management in Practice
- Applied Quantum Finance
- See the full catalogue →
Finance interview questions recruiters are asking in 2026 + the finance news you must know
This week (Monday briefing, 9 Nov 2026, covering 19 Oct to 8 Nov): Friday 6 Nov's closes — Sensex 81,028.02 and Nifty 50 25,030.35 after a seven-session rally, rupee about 93.89 per US dollar (its strongest since April), 10-year yield about 7.2%, Brent $98.32 after its steepest weekly fall since 2020. New: forex reserves $717.06 bn (30 Oct); a record 25.47 bn UPI payments and gross GST collections up 22.9% in October; industrial output growth slowed to 6.7% in September; the US Fed held while the Bank of England raised to 4%; SEBI's new settlement rules apply from 7 Nov; and the RBI's revised leverage-ratio rules apply from April 2027.
- RBI raises the repo rate to 5.50% and turns to 'calibrated tightening' (7 Oct 2026)Repo 5.50% · SDF 5.25% · MSF 5.75% · stance calibrated tightening (from 7 Oct 2026)
- Forex reserves slip to $717.1 bn, an eighth weekly fall in a row$717.06 bn, week ended 30 Oct 2026 (released 6 Nov 2026) · down $2.69 bn on the week · record $785.7 bn (4 Sep 2026)
- The rupee strengthens to about 93.9 per US dollar, its best level since April, as oil falls and foreign money returnsClosed about 93.89 per US dollar on 6 Nov 2026 (provisional; 93.91 in some reports), strongest since 22 Apr 2026 · about +1.2% in the week · all-time low 96.965 (May 2026)
- West Asia war and the Hormuz oil shock: Brent spikes to about $118, then falls 16% in a week to about $98Brent about $98.32 a barrel on 6 Nov 2026, down more than 16% in the week from about $117.64 on 30 Oct (market data; it changes daily)
Published every Monday morning; the next is on 16 Nov 2026. Every figure is dated, with its named public sources, on the Placement Prep page, beside sample interview questions. For learning and interview preparation only; not investment advice.
Take a desk in the virtual bank.
Free for now · See prices
Want to see what happens behind the screen? Request a demonstration and we’ll walk you through the full simulation environment.
Or write to us at hello@trezcap.com