For MBA, BBA, B.Com and finance students · trainees

Run a virtual bank.
Make the calls.
Get scored.

Go beyond the textbook. TrezCap is a virtual bank and corporate treasury where you practise finance decisions — lending, FX, liquidity and payments — and see what happens. An AI coach explains every result.

Students from ₹1,500 · Professionals from ₹3,000 + 18% GST, 12-month access Free for now

Indicative, subject to revision. Prices apply after the free period; no payment is taken now. TrezCap is free for now. For details, write to hello@trezcap.com.

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FinTreasury BankCredit deskRound 2 of 9

Tarangini Auto Parts (fictional) asks for a ₹100 crore term loan for a new plant.

DSCR1.12year 1, below norm
Debt : equity2.5 : 1above norm
Debtor days85was 63

How much do you lend?

  • ₹100 crore, as asked
  • ₹90 crore, with more promoter money
  • Decline

Coach: Lend ₹90 crore while the promoters put in more, and debt to equity and DSCR come back inside the bank’s norms. The bank’s calculator worked out the figures; I only explain them.

An illustration from the 100 Crore Credit Decision. The company and the bank are fictional.

Four decisions. Can you make them?

Each one is scored, and you see what your call did. The cases are fictional; the rules are real.

Credit · New

The ₹100 Crore Credit Decision

Decide how much to lend, at what rate and on what covenants. Face the credit committee. Then live with it 12 months later.

You are: credit officer

Treasury · FX

The FX Dealing Desk

A client wants to hedge its dollars. Book the forward, take the market move, then decide how much to cover inside the limit.

You are: flow desk dealer

Treasury · Liquidity

The Liquidity Crisis Morning

Deposits run off, then a downgrade pulls a credit line. Keep the LCR above the floor without a fire sale.

You are: liquidity manager

AI · Governance

The Governed AI Bank

AI agents draft the day’s work across the desks. You set their limits, approve or stop them, and handle an incident.

You are: AI governance lead

Free for now. For details, write to hello@trezcap.com.

Your teacher inside TrezCap

Meet Professor Owl

Short voiced classes on real finance topics: Professor Owl teaches, Riya is sure of the wrong answer, Kabir asks why, and you jump in before Owl explains. Learn without a specialist trainer beside you.

  • 176 voiced classes with Professor Owl
  • Ask Owl a question, or tell Riya she’s wrong
  • Every figure is calculated by TrezCap
  • Explain in हिंदी: Trezi, Owl’s answers, coaching and debriefs explain in natural Hindi, with finance terms and figures in English
Captions on. Silent until you press play.
  1. Professor Owl: Riya, a corporate action is something the company decides that changes its shares, like a bonus issue. He is getting free shares. Is he richer?
  2. Riya: Of course! He has twice as many shares now, so his holding is worth more. Free money!
  3. Kabir: If it's free, where does the value come from? Why would a company just give it away?
  4. Riya: Oh! Nothing new came into the company. It was just cut into more pieces.
  5. Professor Owl: Spot on, Riya. Tell the customer exactly that.

From the class “Free shares, more money?”. Riya, Kabir and FinTreasury Bank are fictional.

How it works

  1. PractiseTake a desk in the virtual bank. Bank-style screens, rules based on RBI practice, fictional clients.
  2. Get scoredFixed rules mark every decision. No guessing, and no AI marking.
  3. Understand whyTrezi and Professor Owl explain each result, in plain English or Hindi.
  4. Show itEarn a Certificate of Completion that anyone can verify online.

AI, built on the simulations

The bank does the maths.
The AI explains.
A person approves.

TrezCap’s AI never makes up a number. Every figure comes from the bank’s own calculators, and a person signs off every action.

AI Finance · Professional Programme

Build your own AI finance and AI banking agents, then design, test, govern and approve them safely inside a virtual bank, before any real money is touched.

Level: beginner to intermediate, no coding needed · Study time: about 63 hours (estimated, at about 2.5 hours for each module)

Programme modules 12 · Module quizzes 25 · Scored simulations 21 · Capstone

Free for now. For details, write to hello@trezcap.com.

Placement Prep 2026 · Finance news to know · Monday briefing · 19 Oct 2026

Finance interview questions recruiters are asking in 2026 + the finance news you must know

This week (Monday briefing, 19 Oct 2026): markets were shut on 17–18 Oct, so Friday 16 Oct's closes stand — Sensex 74,729.27, Nifty 50 23,146.15, rupee about 94.92 per US dollar, 10-year yield about 7.36%, Brent $109.86. New: the current account deficit narrowed to $5.2 bn in August with a $45.4 bn balance of payments surplus; bank credit grew 19.4% to 30 Sep; August industrial output rose 8.0%; SEBI reshapes the closing auction from 7 Dec; and IRDAI proposes commission caps (comments by 25 Oct).

  • RBI raises the repo rate to 5.50% and turns to 'calibrated tightening' (7 Oct 2026)Repo 5.50% · SDF 5.25% · MSF 5.75% · stance calibrated tightening (from 7 Oct 2026)
  • Forex reserves fell for a fifth week, to $726.0 bn$726.03 bn, week ended 9 Oct 2026 (released 16 Oct 2026) · down $8.58 bn on the week, a fifth weekly fall
  • The rupee recovers to about 94.9 per US dollar, a six-session rally after the RBI's 10 Oct steps against speculationClosed about 94.92 per US dollar on 16 Oct 2026 (provisional), a sixth straight gain (94.99 on 15 Oct, 96.71 on 9 Oct) · all-time low 96.965 (May 2026)
  • West Asia war and the Hormuz oil shock: Brent near $110 againBrent about $109.86 a barrel on 16 Oct 2026, up about 3.7% (market data; it changes daily)

Published every Monday morning; the next is on 26 Oct 2026. Every figure is dated, with its named public sources, on the Placement Prep page, beside sample interview questions. For learning and interview preparation only; not investment advice.

Take a desk. It’s free for now.

Prices are on the Pricing page, so you know what is coming.

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